Which arrangement also goes by the name 'Safe Harbor'?

The term 'Safe Harbor' specifically refers to the Affiliated Business Arrangement in the context of real estate and mortgage services. This arrangement is designed to encourage transparency and disclosure among real estate professionals and consumers. It provides a degree of protection for entities engaged in such arrangements, ensuring they can refer clients without violating certain laws—particularly those pertaining to the Real Estate Settlement Procedures Act (RESPA).

The Safe Harbor ensures that if required disclosures are properly made and certain conditions are met, affiliated businesses do not face penalties despite potentially conflicts of interest. This is significant for title insurance producers and other real estate professionals because it allows them to work within the law while still utilizing their networks to provide services.

Understanding this concept is crucial for anyone working in title insurance, as it underlines the importance of compliance with legal requirements while promoting efficiency in business operations. Other arrangements mentioned do not carry the same implications or protections under the law, making the Affiliated Business Arrangement the correct context for 'Safe Harbor.'