What type of title is generally transferred through a warranty deed?

Prepare for the Maryland Title Insurance Test with targeted multiple-choice questions, including hints and explanations for each to help you succeed. Get ready to ace your exam!

A warranty deed is used to transfer ownership of real property and typically conveys a fee simple title. This type of title provides the greatest level of ownership in real estate, granting the holder full rights to use, sell, or transfer the property without restrictions, as long as they comply with local laws and regulations. The warranty deed ensures that the title is clear and free from any defects or claims, offering protections to the buyer against future claims to the property.

In contrast, leasehold title pertains to a tenant's rights under a lease agreement but does not confer ownership in fee simple. A life estate title creates an interest in property for the duration of a person's life, after which the ownership reverts to another party, thus being more limited in scope. Tenancy in common title allows for shared ownership among multiple parties, yet doesn't provide the singular ownership rights inherent in a fee simple title.

Therefore, the use of a warranty deed is most appropriately associated with the transfer of fee simple title, ensuring comprehensive ownership rights to the recipient.

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