What is a title endorsement?

A title endorsement is a modification to a title insurance policy that provides additional coverage. This is important in the realm of title insurance because while a standard title insurance policy covers specific risks associated with property ownership, an endorsement can expand that coverage to protect against unique circumstances or risks not originally included in the policy.

For instance, an endorsement might cover issues related to zoning regulations, allow for specific types of easements, or address potential claims arising from certain defects. This added layer of protection can be valuable to property owners and lenders alike, as it enhances the security of their investment and offers reassurance against unforeseen challenges related to the title.

In contrast, the legal action to enforce property rights refers to the ability of a property owner to assert their claims against others regarding their property. A real estate marketing tool is more related to promotional methods for selling properties rather than protections concerning the title. Finally, a document filed with the county clerk pertains to the official record-keeping practices of property transactions rather than the modifications to insurance coverage.