What does a title plant provide for title insurance companies?

A title plant is a compilation of records that title insurance companies use to facilitate the title search process. It provides access to detailed public records, which include documents such as deeds, mortgages, liens, and easements that are necessary to establish the ownership of a property and to identify any encumbrances that may affect the title. This comprehensive collection of data allows title insurance companies to perform thorough title searches efficiently and accurately, ultimately aiding in the issuance of title insurance policies that protect against losses related to title defects.

The focus on accessing detailed public records distinguishes this function of the title plant, as it serves as an essential resource for ensuring that the title to a property is clear and marketable before a transaction occurs.