What are endorsements in title insurance?

Endorsements in title insurance are critical because they serve as additions or amendments to the standard title insurance policy. They are designed to provide extra coverage beyond what is typically included in the base policy. This can include protection against specific risks or liabilities that the standard policy doesn't cover. For example, an endorsement could address issues related to zoning, access rights, or other particular circumstances that may not be standard in every transaction.

These endorsements help tailor the coverage to better suit the unique situation of the property or the needs of the policyholder, making them an essential aspect of title insurance. By offering this enhanced coverage, endorsements can give buyers greater peace of mind by addressing specific concerns related to their property.