How long can a judgment from the federal government be enforced if filed in Maryland?

Prepare for the Maryland Title Insurance Test with targeted multiple-choice questions, including hints and explanations for each to help you succeed. Get ready to ace your exam!

In Maryland, a judgment from the federal government can be enforced for a period of 20 years. This is stipulated by Maryland law, which allows federal judgments to be placed on the same footing as state judgments. The 20-year enforcement period is significant because it allows creditors sufficient time to pursue collection efforts on the outstanding judgment, providing a longer window for enforcement actions compared to many other types of civil judgments which may have shorter durations.

Understanding this time frame is essential for title insurance producers, as it impacts the evaluation of liens and encumbrances that could affect property ownership and title clearance. Knowledge of the duration of judgments helps ensure that buyers and lenders are aware of any potential liabilities linked to a property, especially when a judgment involves a federal entity.

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